Business Checking

Manage your business & keep it performing at its peak with one of Randall-Story State Bank's convenient checking accounts.

• Small Business Checking
• Regular Commercial Checking
• Commercial Now Checking

 

 

Small Business Checking

*Monthly maintenance fee Per check paid over 40 Per deposit over 20 Per deposited item over 75

$8.00 $  .25 $1.00 $  .25

*Maintain a minimum monthly balance of $500.00 and there is no monthly maintenance fee.

Start the process today

 

 

Regular Commercial

Monthly maintenance fee Per deposit Per withdrawal Local item on deposits Non-local items on deposits

$6.00 $  .15 $ . 15 $  .05 $  .07

Service charges are based on balance and monthly activity. Your monthly fee will be reduced by an earnings credit. You will earn a variable rate on the daily collected balance during your statement cycle, (less a 10% reserve requirement), at the average monthly 91-day Treasury Bill rate.

Start the process today

 

 

Commercial Now Checking

Monthly maintenance fee Per deposit Per withdrawal Local Items on deposits Non-local items on deposits

$6.00 $  .15 $  .15 $  .05 $  .07

Commercial Interest-Bearing Accounts are available for qualified accounts only.   Monthly statements show both a service charge for account activity and credit for interest earned on the daily collected balance during the statement cycle. The account will earn a variable rate at the current Now Checking account rate.

Start the process today

 

 

Service Charge Schedule

For more information on any of the commercial checking account options, please email info@RandallStory.com or call 515-733-4396.

 

On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2008.  Randall-Story State Bank is participating in the FDIC's Transaction Account Guarantee Program.  Under this program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.