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Commercial Savings Accounts
Business Savings
- Minimum Balance $250.00
- Below minimum, $6.00 monthly maintenance fee
- Earns variable interest, compounded quarterly on the daily collected balance
- Quarterly statement provided
Business Money Market
- Minimum balance $2,500.00
- Below minimum, $10.00 monthly maintenance fee
- Six free withdrawals monthly, over six $3.00 each
- Money Market Interest Rate. See below for tiered rate schedule.
Commercial HI-FI Money Market
- Service Charge per Deposit $ .15
- Iowa Items on Deposit $ .05
- Non-Iowa Items on Deposit $ .07
- Minimum balance $2,500.00
- Below minimum, $10.00 monthly maintenance fee
- Unlimited In-Bank and ATM transfers
- Limited Check Writing
- Money Market Interest Rate. See below for tiered rate schedule.
*This account allows six pre-authorized transfers per month, three of which can be made by check. If over the minimum withdrawals, $5.00 per debit.
Tiered Rate Schedule
| $ 2,500 - $9,999 |
| $10,000 - $24,999 |
| $25,000 - $49,999 |
| $50,000 - $99,999 |
| $100,000 and up |
Regulation D applies to Savings, Money Market, and HI-FI Accounts:
Preauthorized transactions are limited to 6 per statement cycle, no more than 3 of which may be by check, draft, debit card, or similar order made to third parties. Preauthorized transactions include:
- Checks
- Transactions made with a debit card
- ACH debits
- Automatic transfer debits
- Telephone transfer debits
- Touch ToneTeller transfer debits
- Internet Banking debits
- Automatic payments made to Randall-Story State Bank
- Transfers or withdrawals made by mail, ATM or in person
For more information on any of our commercial accounts, please email info@RandallStory.com or call 515-733-4396.
