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Rates
Effective 7/15/2010
Subject to change without notice
Certificates of Deposit
| $2,500 Minimum | $10,000 Minimum | $25,000 Minimum | ||||
| Term | Rate | APY | Rate | APY | Rate | APY |
|---|---|---|---|---|---|---|
| 6 mo. | 0.30% | 0.30% | 0.40% | 0.40% | 0.50% | 0.50% |
| 1 year | 0.80% | 0.80% | 0.90% | 0.90% | 1.10% | 1.10% |
| 2 year | 1.00% | 1.00% | 1.20% | 1.20% | 1.40% | 1.40% |
| 3 year | 1.75% | 1.76% | 1.95% | 1.96% | 2.10% | 2.11% |
| 4 year | 2.00% | 2.01% | 2.25% | 2.26% | 2.50% | 2.52% |
| 5 year | 2.25% | 2.26% | 2.50% | 2.52% | 2.75% | 2.77% |
IRA Certificates of Deposit
| $2,500 Minimum | $10,000 Minimum | $25,000 Minimum | ||||
| Term | Rate | APY | Rate | APY | Rate | APY |
|---|---|---|---|---|---|---|
| 1 year | 0.80% | 0.80% | 0.90% | 0.90% | 1.10% | 1.10% |
| 2 year | 1.00% | 1.00% | 1.20% | 1.20% | 1.40% | 1.40% |
| 3 year | 1.75% | 1.76% | 1.95% | 1.96% | 2.10% | 2.11% |
| 5 year | 2.25% | 2.26% | 2.50% | 2.52% | 2.75% | 2.77% |
| 5 year var. rate | 2.00% | 2.01% | ||||
Savings, Checking, Health Savings Accounts
| Account Type | Minimum Balance | Rate | APY |
| Preferred Checking | $ 0 | 0.10% | 0.10% |
| Now Checking | $ 1,000 | 0.10% | 0.10% |
| Super Now Checking | $ 2,500 | 0.25% | 0.25% |
| Personal Savings | $ 250 | 0.25% | 0.25% |
| For Minors (under age 18) | $ 100 | 0.25% | 0.25% |
| Money Market / HIFI | $0 | 0.05% | 0.05% |
| $ 2,500 | 0.25% | 0.25% | |
| $ 10,000 | 0.40% | 0.40% | |
| $ 25,000 | 0.50% | 0.50% | |
| $ 50,000 | 0.75% | 0.75% | |
| $100,000 | 1.00% | 1.01% | |
| Health Savings Accounts | $ 0 | 1.00% | 1.01% |
| $ 1,000 | 1.25% | 1.26% | |
| $ 5,000 | 1.50% | 1.51% |
- Annual Percentage Yields (APY) and rates may change after the account is opened
- Substantial penalty for early withdrawal of Certificates of Deposit
- Fees may reduce earnings on interest bearing accounts
- FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013
- Contact us for additional information about fees and terms
