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Checking Account Comparison
Free with every account: Online Banking, Bill Pay, Online Statements, Debit/ATM Cards
| Checking with Interest | |||
| Free | Personal | Preferred | Now / Super Now |
| No minimum balance | $400 minimum balance | Interest with no minimum balance | Now - $1,000 minimum Super Now - $2,500 minimum balance |
| No monthly maintenance fee | No monthly maintenance fee assessed by maintaining $400 minimum balance* | $7.00 monthly membership fee** | No monthly maintenance fee assessed by maintaining minimum balances*** |
| Unlimited check writing, ATM withdrawals, and account debits | Unlimited check writing, ATM withdrawals, and account debits | Unlimited check writing, ATM withdrawals, and account debits | Unlimited check writing, ATM withdrawals, and account debits |
| Monthly statements showing all transactions | Check images returned with monthly statements | Check images returned with monthly statements | Check images returned with monthly statements |
| Online check images | Free wallet-style safety paper checks | ||
| Free safe deposit box for one year | |||
| No fee on money orders | |||
| Accidental Death Insurance, Eye Care Plan of America, and Rx Advantage™ benefits | |||
| Savers Club Book | |||
*For balances below $400, a $5.00 monthly maintenance fee and $0.20 per debit. Debits include checks, ATM withdrawals, automatic payments and account withdrawals.
**Fee reduced to $5.00 for Rewards Club members
***For balances below minimum, a $10.00 monthly maintenance fee
FDIC insurance to at least $250,000 per depositor.
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts ("IOLTAS"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
Link to Checking Accounts and Application
