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Checking Account Comparison
Free with every account: Online Banking, Bill Pay, Online Statements, Debit/ATM Cards
| Checking with Interest | |||
| Free | Personal | Preferred | Now / Super Now |
| No minimum balance | $400 minimum balance | Interest with no minimum balance | Now - $1,000 minimum Super Now - $2,500 minimum balance |
| No monthly maintenance fee | No monthly maintenance fee assessed by maintaining $400 minimum balance* | $7.00 monthly membership fee** | No monthly maintenance fee assessed by maintaining minimum balances*** |
| Unlimited check writing, ATM withdrawals, and account debits | Unlimited check writing, ATM withdrawals, and account debits | Unlimited check writing, ATM withdrawals, and account debits | Unlimited check writing, ATM withdrawals, and account debits |
| Monthly statements showing all transactions | Check images returned with monthly statements | Check images returned with monthly statements | Check images returned with monthly statements |
| Online check images | Free wallet-style safety paper checks | ||
| Free safe deposit box for one year | |||
| No fees on money orders and travelers checks | |||
| Accidental Death Insurance, Eye Care Plan of America, and Rx Advantage™ benefits | |||
| Savers Club Book | |||
*For balances below $400, a $5.00 monthly maintenance fee and $0.20 per debit. Debits include checks, ATM withdrawals, automatic payments and account withdrawals.
**Fee reduced to $5.00 for Rewards Club members
***For balances below minimum, a $10.00 monthly maintenance fee
The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor.
Randall-Story State Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
Link to Checking Accounts and Application
